Mortgage for Self-Employed

Six Mortgage Tips for the Self-Employed - It's no secret that mortgage lenders are requiring more information from potential borrowers than they did prior to the 2008 financial meltdown. But for self-employed borrowers, qualifying for that mortgage loan is particularly difficult. In the past, self-employed business owners were easily approved for stated-income mortgages – or, loans that didn't require tax documents or bank records to verify income.

Refinance Home Loan

Q: When Is the Best Time to Refinance your Residential Home Loan?

A: Many people flock to refinance while mortgage interest rates are low, particularly when rates are two percentage points below their existing home loans.

Mortgage Points

Paying Points for Home Mortgage Loan Transactions - "Mortgage Points” are upfront fees that you pay in order to lower your mortgage interest rate. One point is equal to 1% of the loan amount.